CSS Profile

Deadlines: Parents, it's your turn!

Hello, second semester, senior year. After the last few months discussing college applications, the focus now shifts to financial aid applications.

Parents often ask whether these applications are worth the time and trouble. My short answer:  Yes. These applications offer the possibility of funding a college education -- grants, loans, and scholarships. (A number of colleges use the FAFSA and CSS College Profile along with the student’s file to determine merit awards or scholarships.)

As Michelle Obama recently said to northern Virginia high school students and their parents, “Don’t leave money on the table.”

The applications

FAFSA—Every college, from a local community college to a very selective private college, requires the Free Application for Federal Student Aid. The FAFSA determines a student’s eligibility for any federal aid, whether grants, subsidized loans, or work-study funds. The application is free; the 2014-15 school year version became available January 1, 2014.

January Financial Aid Checklist

College advisor Alice Kleeman is back with advice for seniors on what you should be doing to pay for college. Remember it is you, the student, who applies for aid. But families need to work together to obtain the best result. Here are this month's financial aid reminders:

*             Check with your high school counselor about financial aid evening workshops scheduled at your school or in the community and attend with your parents!  

*             Complete the FAFSA, reading all instructions CAREFULLY! You do NOT have to wait until you and your parents have filed your income tax returns; you may use estimates on the FAFSA and then update the information once you have filed your income tax forms. It is better to file on time with estimates than to file late!

*             Submit your FAFSA electronically as soon as possible! Once submitted, the colleges you have listed and coded will receive your information electronically.

*             Each state also has its own FAFSA deadline, which in many cases is different from the federal submission deadline each year.  Make sure to submit your FAFSA by your state's deadline or as soon as possible after the first of the year to get the most financial aid possible. Deadline information can be found here

Our Financial Aid Checklist -- Part II

Today, we're pleased to bring you Part II of a checklist of tasks you should be tackling right now to pay for college, courtesy of College Advisor Alice Kleeman. Admission deans, financial aid officers and college counselors agree that the single biggest mistake families make in the college application process is failing to apply for financial aid. So even if you think you won't qualify, apply. Use this checklist to make sure you are eligible for ALL the aid you may qualify for.

 

*          Most importantly, do apply for financial aid to be sure you are considered for all assistance available. You may be pleasantly surprised. And, sometimes, even though you don't qualify for federal aid, you need to file the Free Application for Federal Student Aid (FAFSA) in order to be considered for merit scholarships, state aid and federal student loans.

*             Check with your high school counselor about financial aid workshops scheduled at your school or in the community and attend with your parents! 

Financial Aid Checklist: Part I

Paying for college is a concern for most families. But the single biggest mistake families make in the college application process is failing to apply for financial aid. Even if you think you won't qualify, apply. You may be pleasantly surprised. Today, we're pleased to bring you Part I of a checklist of tasks you should be tackling right now to pay for college, courtesy of College Advisor Alice Kleeman. Use this checklist to make sure you are eligible for ALL the aid you may qualify for.

Dear College Counselor... The Year's Best Advice from our Counselors of the Month

October is the cruelest month for high school college counselors, besieged on all sides with seniors intent on applications and juniors beginning their college search and testing -- as well as issues with the Common App this year. So we give counselors a pass at this time of year. Instead of our Counselor of the Month feature, we bring you a round-up of best advice from the counselors who have graced our website with their guidance and wisdom in the past year. Read on to learn their best advice for students and parents, recommendations for financial aid, guidance on the college search and mistakes to avoid.  One of our personal favorite sound bites? Niles West High School's Dan Gin who advises students, "Have fun… Everything will work out in the end." Next year at this time, you'll all see how true this is. In the meantime, take advantage of this advice from the experts on the college counseling side of the desk.

The College Search

Laura Stewart, Ensworth School, Nashville, Tennessee

How do you encourage your students to broaden their college search and look beyond the four or five schools that they know best?

Palo Alto High School's Sandra Cernobori is our Counselor of the Month

 

College Advisor Sandra Cernobori was sitting at her desk in the College and Career Center of Palo Alto High School in Palo Alto, California, when a parent came in to talk to one of her colleagues. She was not a parent at the school, but had some questions about college admission. A few minutes into the conversation, the visitor said to Cernobori’s fellow advisor, “Let me go get my son, I want him to hear this.” Whereupon she brought into the office her 18-month-old child. Yes, you read that correctly, her 18-month-old child.

Welcome to the world of college advising in the heart of Silicon Valley where the college learning curve -- and the pressure -- starts early for some.  Founded in 1894, Palo Alto High School, known as Paly, is nationally known for its academically rigorous environment. Its campus, which serves more than 1900 students, sits across the street from Stanford University. “Our students are often from families that are highly educated or highly value education, so expectations are high,” says Cernobori. “But we also have families where the parents have not attended four-year colleges.”

February Financial Aid Checklist

February is Financial Aid Awareness Month! And college advisor Alice Kleeman is back with advice on what students and families should be doing this month in applying for financial aid.

*              Because February is Financial Aid Awareness Month, there are usually numerous initiatives to educate families during these weeks. Look for financial aid nights at local high schools, any "open office hours" a financial aid office might hold for prospective students, national programs such as College Goal Sundays or state programs such as California's Cash for College Workshops. Attend with your family so that you are sure you've done everything possible in pursuing financial aid opportunities.

*              Finish the FAFSA if you have not already done so! Again, you do NOT have to wait until you and your parents have filed your income tax returns; you may use estimates on the FAFSA and then update the information once you have filed your income tax forms. It is better to file on time with estimates than to file late!

*              Pay attention to deadlines this month! February is a time when many deadlines kick in.

Vanderbilt's Dean talks Financial Aid

It's Financial Aid Awareness Month. Check out Vanderbilt University's Dean of Admissions Doug Christiansen in Financial Aid: The University Insider's Guide on the college's YouTube channel. What if I'm uncomfortable talking about my finances? Should I fill out both the FAFSA and CSS Profile? Will it impact my chances of admission if we ask a lot of questions about financial aid? Christiansen answers these questions and more about student aid. And the video also provides resources and links for more information. Check it out here

Seniors: File the FAFSA!

Apply for financial aid by completing the FAFSA! The single largest mistake families make in the college application process is failing to apply for financial aid. So apply, even if you think you won't qualify. You may be surprised.  Whether you are considering attending two-year or four-year colleges— all students applying for financial aid will complete a FAFSA.

And check to see if the schools on your list also require the CSS PROFILE (College Scholarship Service Profile) that is available from the College Board. Many private colleges and universities -- and some scholarship programs -- require this financial aid form in addition to the FAFSA in order for you to be considered for receiving institutional financial aid. A list of the schools and programs that require the CSS PROFILE can be found here. The CSS PROFILE should be completed by the earliest school or program filing date. Check the deadlines at each college to which you are applying.

Information on financial aid can be found here:

www.FAFSA.gov

The U.S. Department of Education

January Financial Aid Checklist for Seniors

It's time to apply, apply, apply for financial aid! College advisor Alice Kleeman is back to kick off the New Year with advice for seniors on what you should be doing. Remember it is you, the student, who applies for aid. But families need to work together to obtain the best result. Here are this month's reminders. Read, save and use them!

*             Check with your high school counselor about financial aid evening workshops scheduled at your school or in the community and attend with your parents!  

*             Complete the FAFSA, reading all instructions CAREFULLY! You do NOT have to wait until you and your parents have filed your income tax returns; you may use estimates on the FAFSA and then update the information once you have filed your income tax forms. It is better to file on time with estimates than to file late!

*             Submit your FAFSA electronically as soon as possible! Once submitted, the colleges you have listed and coded will receive your information electronically.

*             Each state also has its own FAFSA deadline, which in many cases is different from the federal submission deadline each year.  Make sure to submit your FAFSA by your state's deadline or as soon as possible after the first of the year to get the most financial aid possible. Deadline information can be found here.

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